If you received court papers you must take action
If you just received court papers you must take action. You need to file a response with the court within a tight time limit. You can do it on your own, without paying for a lawyer.
If you don’t respond, the creditor will get a judgment against you. It means that it will be able to try to attach your wages and take money from bank account.
Many people fail to show up at court. This is a big mistake. Come prepared to show your sincerity and come with a plan to fight. [more]
Defending yourself in court against a creditor
If the creditor wins a judgment against you, it can try to attach your wages, take money from bank accounts and place a lien on your real estate (and in some states, personal property). You may be able to prevent certain collection tactics, particularly if you don’t own much. If you have a steady income or property a creditor could grab, you must take action. [more]