Frequently Asked Questions
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Q: How does my credit score affect me?
A: Lenders use credit scores to determine: what interest rate you
will pay and if they give you credit. If you do not improve your
credit you are losing big.
Q: What are the steps I can take
myself to repair mycredit?
A: [FAQ Answer]
Q:
A: Corrected errors on your credit report should boost your score
immediately.
Q:
A:Depending on how much you pay off, paying down balances takes a
little longer to work. It may take a few weeks or a few months fro
you to see results.
Q: How Can I Do a Credit Check on Myself?
A: The Fair and Accurate Credit Transactions Act (The FACT Act), a
revision of the Fair Credit Reporting Act, allows you to obtain one
free copy of your credit report annually. This law requires the
three national credit reporting agencies to provide a single point
of contact so you can get reports from all three national credit
reporting agencies with a single Internet request, telephone call,
or mail form.
Q: Is settling your credit card debts for less than you owe easy?
A:
Q; What are the consequences of settling credit card debt?
A: