Debt Validation: The ultimate weapon against the collection agencies
The best way to respond when debt collectors are calling is to write them a special letter. This powerful letter is perfectly legal and it is your best instrument to fight the debt collectors.
They hate it when they receive this letter. They know that they must stop efforts to collect the debt. It is also apparent to them they will have to spend money to go to a different level to comply with the law without any guarantee that they will collect anything.
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